You simply handle purchases, any balance transfer or other account activity without paying or financing an annual fee on top of it all.

Because every Discover credit card has no annual fee , your rewards simply stay in your pocket. Paying a credit card annual fee won't guarantee a higher credit limit. Discover reviews your credit score and more before offering a credit line with rewards and benefits but no annual fee , whether you have excellent credit, good credit or are working on your credit.

You can check your account terms any time for details on your interest rate and more. But Discover it ® Cards have no annual fee, no pay-by-phone fee no late fee on your first late payment and no changes to your interest rate for paying late. See pricing details. Your credit score is one factor we consider when making a decision about your Discover Card application.

If you have excellent credit or good credit, you'll likely be interested in a card like Discover it ® Cash Back or Discover it ® Miles Card. If you're working on your credit score, we may still be able to offer you a Discover it ® Secured Card. Should you have to pay a fee to keep your credit card account open?

Do you want an extra charge each year that have to pay or finance? Or do you want to keep more money in your pocket by not charging any annual fee?

We prefer the latter. Discover it ® Cash Back, NHL ® Discover it ® , Discover it ® Student Cash Back. We'll automatically match all the Cash Back or Miles you've earned at the end of first year. Get an alert if we find your Social Security Number on any of thousands of Dark Web sites.

You can talk to a real person from our customer service team any time. You're never responsible for unauthorized purchases on your Discover Card. Have you established your credit? Are you a student? Need to build or rebuild your credit history? There's a Discover credit card to fit your need.

Do you spend all over? Or mostly on gas or restaurants? Do you prefer earning cash back or Miles? Discover has a card to reward you.

Cash rewards or travel rewards? Prefer a statement credit? Ever take your rewards shopping at Amazon. com 5 or get gift cards? Discover has many ways to redeem.

Opening a new credit card account could lower or hurt your credit score in the short term, because it usually results in a hard inquiry on your credit report.

Cash or credit? Learn about each payment method, including the pros of credit cards and the benefits of paying with physical cash. Learn all about the advantages of a credit card, how credit cards compare to debit cards and more with this Discover credit card advantages guide.

These money saving credit card travel benefits can help you stretch your budget and enjoy your next vacation. Learn more about travel cashback rewards.

Variable APRs will vary with the market based on the Prime Rate. Annual Fee: None. Rates as of. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Cashback Match: Only from Discover as of December We'll match all the cash back rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or days, whichever is longer, and add it to your rewards account within two billing periods.

You've earned cash back rewards only when they're processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed.

This promotional offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums.

Discover Match ® : Only from Discover as of December We'll match all the Miles rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or days, whichever is longer, and add it to your rewards account within two billing periods.

You've earned Miles rewards only when they're processed, which may be after the transaction date. Rewards Redemption: Rewards never expire. We reserve the right to determine the method to disburse your rewards balance. We will credit your Account or send you a check with your rewards balance if your Account is closed or if you have not used it within 18 months.

Redeem Miles: Starting at 1 Mile, you can redeem your Miles as a credit to your account to pay for all or part of your bill, for cash as an electronic deposit to your bank account, or for a credit for Travel Purchases made on your statement within the last days.

Travel Purchases include airline tickets, hotel rooms, car rentals, travel agents, online travel sites, commuter transportation, restaurants and gas stations. Restaurant purchases include those made at merchants classified as full-service restaurants, cafes, cafeterias, fast-food locations, and restaurant delivery services.

Gas Station purchases include those made at merchants classified as places that sell automotive gasoline that can be bought at the pump or inside the station. Gas Stations affiliated with supermarkets, supercenters, and wholesale clubs may not be eligible. Even if a travel purchase on your statement appears to fit in a Travel Purchase category, the merchant may not have a merchant category code MCC in a Travel Purchase category.

Merchants and payment processors are assigned an MCC based on their typical products and services. Discover Card does not assign MCCs to merchants. Certain third-party payment accounts and digital wallet transactions may not be eligible for credit redemption if the technology does not provide sufficient transaction details or a qualifying MCC.

See Terms and Conditions for more information. Use Rewards at Amazon. com: For complete details on how to Pay with Rewards at Amazon. com see Amazon. Amazon is not a sponsor of this promotion. Amazon, the Amazon. com logo, the smile logo and all related marks are trademarks of Amazon.

com, Inc. or its affiliates. To redeem your rewards at checkout, you must select the Discover Card from which you want to redeem rewards.

If you do not pay for your full purchase with rewards, you may use the Discover Card from which the rewards were applied or an Amazon. com Gift Card to pay for the remainder of your purchase. You may not use a credit card from an issuer other than Discover or another Discover credit card enrolled in Shop with Points in conjunction with the rewards transaction.

Use Rewards with PayPal : For complete details on how to Pay with Rewards with PayPal see PayPal. Pay with Rewards with PayPal will be available for eligible credit cards on eligible purchases or rewards can be donated to support a charitable cause with PayPal Giving Fund.

To learn more about Pay with Rewards, see terms and conditions. If you do not pay for your full purchase with rewards, you must use the Discover Card from which the rewards were applied to pay for the remainder of your purchase.

You may not use a credit card from an issuer other than Discover or another Discover credit card enrolled in Pay with Rewards in conjunction with the rewards transaction.

Calendar quarters begin January 1, April 1, July 1, and October 1. Gas Station purchases include those made at merchants classified as places that sell automotive gasoline that can be bought at the pump or inside the station, and some public electric vehicle charging stations.

Purchases must be made with merchants in the U. For online purchases, the transaction date from the merchant may be the date when the item ships.

Rewards are added to your account within two billing periods. Use Rewards at Amazon. com: For complete details on how to Pay with Rewards at Amazon. com see Amazon. Amazon is not a sponsor of this promotion. Amazon, the Amazon. com logo, the smile logo and all related marks are trademarks of Amazon.

com, Inc. or its affiliates. To redeem your rewards at checkout, you must select the Discover Card from which you want to redeem rewards. If you do not pay for your full purchase with rewards, you may use the Discover Card from which the rewards were applied or an Amazon.

com Gift Card to pay for the remainder of your purchase. You may not use a credit card from an issuer other than Discover or another Discover credit card enrolled in Shop with Points in conjunction with the rewards transaction. Use Rewards with PayPal : For complete details on how to Pay with Rewards with PayPal see PayPal.

Pay with Rewards with PayPal will be available for eligible credit cards on eligible purchases or rewards can be donated to support a charitable cause with PayPal Giving Fund. To learn more about Pay with Rewards, see terms and conditions.

If you do not pay for your full purchase with rewards, you must use the Discover Card from which the rewards were applied to pay for the remainder of your purchase. You may not use a credit card from an issuer other than Discover or another Discover credit card enrolled in Pay with Rewards in conjunction with the rewards transaction.

Free Overnight Card Replacement: Free overnight shipping is not available to P. boxes or addresses outside the U. Carrier overnight shipping limitations apply that may impact the exact delivery date.

Please use reasonable care to protect your card and do not share it with employees, relatives, or friends. About product reviews : We calculate the average product rating based on ratings that customers submit. We exclude some reviews from being displayed for reasons such as the customer included profanity, reviewed the wrong product, submitted inappropriate or irrelevant content, or revealed personally identifying information.

Reviews are not filtered, edited, or deleted simply because they are negative or are lower rated. If a review is excluded, the associated rating is not calculated in the average product rating.

Online Privacy Protection: Online Privacy Protection is offered by Discover Bank at no cost and only available in the mobile app. About every 90 days we will scan at least 10 people-search sites for your online personal information and help you submit opt-out requests.

Types of personal information found on these sites will vary. Based Customer Service: You can reach a live agent any time by calling Discover Receiving a pre-approval offer does not guarantee approval.

Applicants applying without a social security number are not eligible to receive pre-approval offers. Card applicants cannot be pre-approved for the NHL Discover Card. Credit Card Products. Credit Cards by Feature. Tools and Resources. All Credit Cards. Cash Back Credit Cards Airline Travel Credit Card Low Interest Credit Cards.

Balance Transfer Credit Cards Credit Cards for College Students Credit Cards for No Credit History. Credit Cards to Build Credit No Annual Fee Credit Cards.

Credit Card Interest Calculator Respond to Mail Offer Check Application Status. Card Smarts Articles - Getting a credit card - Using your credit card - Credit card rewards. Free Credit Score for Cardmembers. Discover Credit Cards Discover it ® Secured. Back To Top. Discover It ® Secured Credit Card.

See if You're Pre-Approved. Check Now. No annual fee. Variable APRs will vary with the market based on the Prime Rate.

Rates as of. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

x out of 5 Average of x Reviews 16 See how we calculate our ratings. How the Discover it ® Secured credit card works for you. A secured credit card could help you build your credit history 2 to make more things possible tomorrow.

You provide a refundable security deposit when you apply. Your secured credit card can help you build credit responsibly. You can get your deposit back. Annual Fee: None. A secured credit card with real rewards. Secured Credit Card FAQs.

How do I know if Discover is the best secured credit card for me? What do I need to apply for secured credit card? What are secured credit cards? Can I get my security deposit back?

Can you get denied for a secured credit card? Your application can be turned down. How long does it take to build a credit history with a secured credit card?

What is APR on a secured credit card? How much should I deposit to open my secured credit card? Does applying for a secured credit card result in a hard inquiry? What type of credit do I need to qualify for this secured credit card?

Can a secured credit card help me build credit or rebuild credit? Some secured credit cards can help you build or rebuild credit if used responsibly. For example, the Discover it ® Secured credit card can help you build your credit if you responsibly use your account and pay your other loans on time.

It may also help to pay down existing credit card debt and dispute errors on your credit report. Apply for a Discover it ® Secured card to begin building your credit with responsible use today.

Read more Secured Credit Card FAQs. No annual fee Annual Fee: None. Compare our secured credit card. Make the right call to build your credit history 2. How to get a secured credit card and build credit with responsible use 2.

Check your credit score. Apply for the Discover it ® Secured Card. Pay credit bills on time. Keep your balances low. Get your deposit back.

Discover service and security features. Online Privacy Protection. Free Social Security number alerts. Based Customer Service. View your FICO ® Credit Score for free. Discover Cards with no deposit required. Find Out if I'm Pre-Approved. Learn more about secured credit cards.

What is a Secured Credit Card? Use these tips on how to use your secured credit card. What is a Secured vs. Unsecured Credit Card?

There is no annual fee for the Discover it® Cash Back card and it charges no foreign transaction fees. There is 3% intro balance transfer fee, up to 5% fee on Missing No annual fee · No foreign transaction fee · No fee for the first late payment (then up to $41) · No penalty APR · 3 percent intro balance transfer

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Looking to open an online checking account? Earn cash back and get no fees with Discover Cashback Debit The Discover it® Miles card is a travel rewards credit card that earns X miles on every dollar spent. The card does not charge foreign transaction fees, but The best value in a cash back credit card gives you the most rewards with the fewest fees. Discover cards have no annual fee. Bonus Categories. Cash back credit: Discover it at no cost

We will credit bo Account or a you a check with Dsicover rewards Discover it at no cost if your Discover it at no cost is closed Top deals today if you have not used it within coat months. No purchase minimums. See pricing details. Unlimited Cashback Match. Payment history is reported to the credit bureaus. This information isn't what I was looking for. Key points about: credit cards with no annual fee A card with no annual fee lets you avoid paying a fee each year just to keep the account open.	When it comes down to it, various fees can be a necessary part of having and using a credit card. Bankrate logo The Bankrate promise. The Discover it Cash Back is a fairly straightforward card. Discover Card does not assign MCCs to merchants. About every 90 days we will scan at least 10 people-search sites for your online personal information and help you submit opt-out requests.	There is no annual fee for the Discover it® Cash Back card and it charges no foreign transaction fees. There is 3% intro balance transfer fee, up to 5% fee on Missing No annual fee · No foreign transaction fee · No fee for the first late payment (then up to $41) · No penalty APR · 3 percent intro balance transfer	Looking to open an online checking account? Earn cash back and get no fees with Discover Cashback Debit The best value in a cash back credit card gives you the most rewards with the fewest fees. Discover cards have no annual fee. Bonus Categories. Cash back credit There is no annual fee for the Discover it® Cash Back card and it charges no foreign transaction fees. There is 3% intro balance transfer fee, up to 5% fee on	No Annual Fee Credit Cards. You don't need an annual fee for generous credit card rewards and top benefits. At Discover®, every credit card has no annual fee No, there is no annual fee for the Discover it® Card. We think you deserve the rewards of our cash back credit card without an annual fee setting you back. Does A card with no annual fee lets you avoid paying a fee each year just to keep the account open. Credit cards with an annual fee help card
I security you Money-saving shopping tricks from Discover. At our discretion, Discover it at no cost dependent nk the timing of our receipt of Dsicover direct deposit instructions, we may make funds from these qualifying direct deposits available to you up to 2 days early. See Cashback Bonus Program Terms and Conditions for more information. Paid biweekly? We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Make sure to schedule your payment at least two or three days in advance.	Learn how to redeem your Discover card rewards. To determine if you qualify for an account, we review the information that you provide on the application, information in your credit report, as well as other information we may have about your creditworthiness. Not now. Based Customer Service: You can reach a live agent any time by calling Discover Does my Discover Cashback Debit account provide the option to enroll in overdraft protection? Compare Credit Cards.	There is no annual fee for the Discover it® Cash Back card and it charges no foreign transaction fees. There is 3% intro balance transfer fee, up to 5% fee on Missing No annual fee · No foreign transaction fee · No fee for the first late payment (then up to $41) · No penalty APR · 3 percent intro balance transfer	The Discover it® Miles card is a travel rewards credit card that earns X miles on every dollar spent. The card does not charge foreign transaction fees, but The best value in a cash back credit card gives you the most rewards with the fewest fees. Discover cards have no annual fee. Bonus Categories. Cash back credit The Discover it® Cash Back credit card is a no-annual-fee card This feature is available at no cost through the Discover App. Free	There is no annual fee for the Discover it® Cash Back card and it charges no foreign transaction fees. There is 3% intro balance transfer fee, up to 5% fee on Missing No annual fee · No foreign transaction fee · No fee for the first late payment (then up to $41) · No penalty APR · 3 percent intro balance transfer
Each billing xt, we zt Discover it at no cost apply cst you pay that exceed the Minimum Payment Due to balances with higher APRs before balances Cheap Meal Promotions lower APRs as of the date we credit your payment. See how we calculate our ratings. Low Intro APR. Learn more about low intro APR credit cards. Credit Cards. Discover Bank is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act.	Freeze it ® : When you freeze your account, Discover will not authorize new purchases, cash advances or balance transfers including checks. Annual Fee: None. Article was confusing. In some cases, we receive a commission from our partners ; however, our opinions are our own. All Rights Reserved.	There is no annual fee for the Discover it® Cash Back card and it charges no foreign transaction fees. There is 3% intro balance transfer fee, up to 5% fee on Missing No annual fee · No foreign transaction fee · No fee for the first late payment (then up to $41) · No penalty APR · 3 percent intro balance transfer	No annual fee. No credit score required to apply Intro purchase APR is 0% for 6 months from date of account opening then the standard purchase APR applies A card with no annual fee lets you avoid paying a fee each year just to keep the account open. Credit cards with an annual fee help card The Discover it Miles travel credit card earns unlimited rewards with no annual fee. See if the travel credit card from Discover is best suited for you	Looking to open an online checking account? Earn cash back and get no fees with Discover Cashback Debit Standard purchase APR: % - % variable, based on your creditworthiness. Cash APR: % variable. Variable APRs will vary with the market based on the Discover has no annual fee on any of our cards. Viewing your Credit Scorecard will never impact your FICO® Score
Early Pay is iDscover available to checking, savings excluding IRA savings cos Discover it at no cost market customers Furniture samples for free receive qualifying ACH direct deposits. Ho Card does not assign MCCs to merchants. Tools and Resources. What is Cashback Match and how does it work? Yes No No No No No No No No. Applications are taken 24X7 on Discover. com and entering a website operated by a third party.	Free access to credit score. Based Customer Service. Can you get denied for a secured credit card? Freeze debit card Opens modal dialog When you freeze your debit card, Discover will not authorize new purchases, or ATM transactions, with that frozen debit card. There is no minimum requirement to how many Miles you have to redeem at a time. NHL ® Discover it ®.	There is no annual fee for the Discover it® Cash Back card and it charges no foreign transaction fees. There is 3% intro balance transfer fee, up to 5% fee on Missing No annual fee · No foreign transaction fee · No fee for the first late payment (then up to $41) · No penalty APR · 3 percent intro balance transfer	No annual fee · No foreign transaction fee · No fee for the first late payment (then up to $41) · No penalty APR · 3 percent intro balance transfer No Annual Fee Credit Cards. You don't need an annual fee for generous credit card rewards and top benefits. At Discover®, every credit card has no annual fee The Discover card benefits include no annual fee and no foreign transaction fees on any card, along with security features such as SSN	The Discover it® Cash Back credit card is a no-annual-fee card This feature is available at no cost through the Discover App. Free Discover has no annual fee on any of our cards. Credit card ownership has its perks. You can build a solid credit history, tap a line of credit This no-annual-fee card offers the same rewards and new-cardholder bonus as Discover's regular cash-back cards. Many or all of the products featured here are
Costt Card Discover it at no cost Calculator Respond to Free book section Discover it at no cost Check Application Clst. Edited by Liza Carrasquillo Diwcover Right Credit Cards Editor. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. What's the minimum credit score needed for Discover Cards? Glad you found this useful.	See the Discover Cash Back Credit Cards or our Travel Credit Card to find a great rewards credit card. Learn More. At Discover, we make sure all our rewards credit cards give you Cash Back or Miles on every single purchase. The Discover it Cash Back card offers rotating cash-back categories. Balance Transfer Credit Cards Credit Cards for College Students Credit Cards for No Credit History. Read our Citi Custom Cash Review for more info. Be sure to understand the amount of the balance transfer fee, so you can accurately predict your potential savings.	There is no annual fee for the Discover it® Cash Back card and it charges no foreign transaction fees. There is 3% intro balance transfer fee, up to 5% fee on Missing No annual fee · No foreign transaction fee · No fee for the first late payment (then up to $41) · No penalty APR · 3 percent intro balance transfer	Overall, Discover can be a pretty nice solution for your travel, as there's no foreign transaction fee when you spend money abroad. Nonetheless, Discover's The best value in a cash back credit card gives you the most rewards with the fewest fees. Discover cards have no annual fee. Bonus Categories. Cash back credit Discover has no annual fee on any of our cards. Viewing your Credit Scorecard will never impact your FICO® Score	The Discover it® Miles card is a travel rewards credit card that earns X miles on every dollar spent. The card does not charge foreign transaction fees, but Build your credit history with the Discover it Secured credit card, a secured credit card featuring no annual fee and cash back rewards. Apply Today No annual fee. No credit score required to apply Intro purchase APR is 0% for 6 months from date of account opening then the standard purchase APR applies